/*
Theme Name: KreditCoperative
Theme URI: https://kredicoperative.com
Author: KreditCoperative
Description: Deutsche Kredit- und Finanzierungswebsite als WordPress-Muster.
Version: 1.2.2
Requires at least: 6.2
Requires PHP: 8.0
Text Domain: kreditcoperative
*/
:root{--ink:#182521;--muted:#64736d;--green:#153d34;--green2:#235347;--lime:#cbdf88;--paper:#f7f8f4;--line:#dfe4dc;--white:#fff;--serif:Manrope,Arial,sans-serif;--sans:'DM Sans',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 var(--sans);background:var(--paper)}a{color:inherit;text-decoration:none}.header{height:82px;padding:0 max(calc((100vw - 1200px)/2),5.5vw);display:flex;align-items:center;justify-content:space-between;background:#f7f8f4ed;position:sticky;top:0;z-index:10;border-bottom:1px solid #e6e9e3;backdrop-filter:blur(14px)}.brand{display:flex;align-items:center;gap:10px;font:700 17px var(--serif);letter-spacing:-.6px}.brand-mark{background:var(--green);color:var(--lime);height:36px;width:36px;border-radius:9px;display:grid;place-items:center;font-weight:800}.brand-light{font-weight:400}.nav{display:flex;gap:28px;align-items:center;font-size:13px;font-weight:600}.nav>a:not(.button):hover,.footer a:hover{color:#638144}.button{display:inline-flex;align-items:center;gap:18px;padding:14px 20px;background:var(--green);border:1px solid var(--green);border-radius:4px;color:white;font-weight:600;font-size:14px;transition:.2s}.button:hover{background:var(--green2);transform:translateY(-1px)}.button-small{padding:10px 14px}.button-small span,.button span{color:var(--lime)}.menu-toggle{display:none;background:none;border:0;font-size:23px}.hero{position:relative;overflow:hidden;min-height:640px;padding:90px max(calc((100vw - 1120px)/2),7vw) 80px;background:var(--green);color:white;display:grid;grid-template-columns:1.05fr .8fr;gap:8%;align-items:center}.hero:before{content:"";position:absolute;right:-120px;top:-230px;width:600px;height:600px;border:1px solid #ffffff18;border-radius:50%}.hero-copy,.hero-card{position:relative;z-index:1}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.9px;color:#8cae76;margin:0 0 16px}.dot,.live-dot{display:inline-block;width:7px;height:7px;background:var(--lime);border-radius:100%;vertical-align:middle;margin-right:6px}.hero h1,.section h2,.quote-band h2,.cta h2,.page-hero h1{font:600 clamp(36px,4.7vw,58px)/1.12 var(--serif);letter-spacing:-2.2px;margin:0 0 22px}.hero h1 em{font-style:normal;color:var(--lime)}.lead{font-size:16px;color:#d1dbd5;max-width:550px}.hero-actions{display:flex;align-items:center;gap:24px;margin:29px 0}.text-link{font-weight:600;font-size:13px;color:var(--green2)}.text-link span{margin-left:7px}.hero .text-link{color:#e2e9e3}.trust-note{display:flex;align-items:center;gap:9px;color:#d1dbd5;font-size:11px}.shield{display:grid;place-items:center;width:20px;height:20px;border:1px solid #8cae76;border-radius:50%;color:var(--lime)}.hero-card{background:white;color:var(--ink);padding:30px;border-radius:7px;box-shadow:0 25px 65px #071d164f}.card-top{display:flex;justify-content:space-between;color:#89958e;font-size:9px;font-weight:700;letter-spacing:1.5px}.card-top .live-dot{background:#85a85f}.hero-card h2{font:600 24px var(--serif);margin:20px 0 0}.muted,.hero-card .muted{color:var(--muted);font-size:13px}.hero-card label{display:block;font-size:12px;font-weight:600;margin:20px 0 7px}.amount-row{display:flex;align-items:center;border:1px solid var(--line);padding:8px 12px;gap:9px}.amount-row input{border:0;width:100%;font:600 23px var(--serif);outline:0;color:var(--ink)}.amount-row .suffix{font-size:10px;color:var(--muted)}.range{width:100%;accent-color:var(--green);margin:17px 0 0}.range-labels{display:flex;justify-content:space-between;font-size:10px;color:#8a958e}.hero-card select,.form-control{width:100%;padding:12px;border:1px solid var(--line);background:white;font:14px var(--sans);color:var(--ink);border-radius:3px}.estimate{display:flex;justify-content:space-between;border-top:1px solid var(--line);margin-top:22px;padding-top:13px;font-size:12px}.estimate strong{font-weight:600}.fine{font-size:10px;line-height:1.5;color:#7b8780;margin:12px 0}.button-full{display:flex;justify-content:space-between;width:100%;margin-top:15px}.hero-orbit{position:absolute;border:1px solid #ffffff12;border-radius:50%;pointer-events:none}.orbit-one{width:480px;height:480px;right:-100px;top:160px}.orbit-two{width:350px;height:350px;right:-35px;top:225px}.stats{background:#fff;display:grid;grid-template-columns:repeat(4,1fr);padding:25px max(calc((100vw - 1120px)/2),7vw);border-bottom:1px solid var(--line)}.stats div{display:flex;align-items:center;gap:12px;border-right:1px solid var(--line);padding:0 18px}.stats div:first-child{padding-left:0}.stats div:last-child{border:0}.stats strong{font:600 22px var(--serif);color:#87a46c}.stats span{font-size:11px;color:var(--muted)}.section{padding:95px max(calc((100vw - 1120px)/2),7vw)}.intro{display:grid;grid-template-columns:1fr 1fr;gap:12%;align-items:center}.section h2,.quote-band h2,.cta h2,.page-hero h1{font-size:38px;letter-spacing:-1.5px}.intro .intro-text p{color:var(--muted);font-size:15px}.products{background:#eef1e9}.section-heading{display:flex;align-items:end;justify-content:space-between;margin-bottom:32px}.section-heading h2{margin:0}.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.product-card{display:flex;flex-direction:column;min-height:300px;padding:27px;background:white;border:1px solid #e7e9e2;transition:.2s}.product-card:hover{transform:translateY(-4px);box-shadow:0 15px 35px #18252110}.product-icon{font-size:21px;color:#79955f;margin-bottom:24px}.product-number{font-size:9px;color:#8b988c;letter-spacing:1.3px}.product-card h3{font:600 19px var(--serif);margin:8px 0}.product-card p{font-size:12px;color:var(--muted);margin-top:0}.card-link{margin-top:auto;font-size:12px;font-weight:600}.card-link b{float:right;color:#7d965e}.quote-band{background:#e0e7d5;padding:62px max(calc((100vw - 1120px)/2),7vw);display:flex;align-items:center;gap:32px}.quote-symbol{font:90px Georgia;color:#78945c;line-height:1}.quote-band h2{font-size:30px;margin:0 0 10px;max-width:600px}.quote-band p:not(.eyebrow){font-size:13px;color:#5a685e;margin:0}.button-outline{white-space:nowrap;background:transparent;color:var(--green);margin-left:auto}.button-outline:hover{color:#fff}.step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.step-grid article{border-top:1px solid #bdc8b9;padding-top:17px}.step-grid article>span{color:#88a36d;font-size:11px;font-weight:700}.step-grid h3{font:600 17px var(--serif);margin:12px 0 6px}.step-grid p{color:var(--muted);font-size:12px}.faq-preview{background:white;display:grid;grid-template-columns:.7fr 1.3fr;gap:10%;align-items:start}.faq-preview h2{margin:0 0 10px}.faq-list details,.content details{border-bottom:1px solid var(--line);padding:18px 0}.faq-list summary,.content summary{font-weight:600;font-size:14px;cursor:pointer;list-style:none;display:flex;justify-content:space-between}.faq-list summary:after,.content summary:after{content:'+';color:#78945c;font-size:18px}.faq-list details[open] summary:after,.content details[open] summary:after{content:'−'}.faq-list details p,.content details p{font-size:13px;color:var(--muted);margin-bottom:0}.cta{text-align:center;background:var(--green);color:white;padding:70px 20px}.cta .eyebrow{margin-bottom:12px}.cta h2{margin:0 auto 9px}.cta>p:not(.eyebrow){color:#cbd7cf;font-size:14px;margin-bottom:23px}.button-light{background:var(--lime);border-color:var(--lime);color:var(--green)}.button-light:hover{background:#d9e9aa}.button-light span{color:var(--green)}.footer{background:#112d27;color:#d8e1d9;padding:55px max(calc((100vw - 1120px)/2),7vw) 20px}.footer-main{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px;padding-bottom:38px}.brand-footer{color:white}.footer-main>div>p{font-size:11px;color:#aebdb3}.footer h3{font-size:9px;letter-spacing:1.4px;color:#8cae76;margin:0 0 16px}.footer-main>div>a:not(.brand){display:block;font-size:11px;margin:8px 0;color:#d8e1d9}.footer-bottom{border-top:1px solid #ffffff20;padding-top:16px;display:flex;justify-content:space-between;color:#9fb0a5;font-size:9px}.page-hero{background:var(--green);color:white;padding:75px max(calc((100vw - 1000px)/2),7vw)}.page-hero h1{max-width:750px}.page-hero .lead{max-width:740px}.content{max-width:900px;margin:auto;padding:60px 24px 100px}.content h2{font:600 24px var(--serif);margin:36px 0 10px}.content h3{font:600 18px var(--serif);margin-top:26px}.content p,.content li{color:#52615a;font-size:14px}.content .placeholder{background:#fff5d9;border-left:3px solid #c89b44;padding:12px 15px;color:#574b32}.notice{padding:20px;background:#edf1e7;border-left:3px solid #86a267;font-size:13px}.legal-placeholder{color:#8f5724!important;font-weight:600}.form-wrap{max-width:800px;margin:0 auto;padding:50px 24px 90px}.progress{height:4px;background:#e2e7de;margin:20px 0 35px}.progress span{height:4px;background:#8ba768;display:block;transition:.2s}.form-step{display:none}.form-step.active{display:block}.form-step h2{font:600 29px var(--serif)}.form-step>p{color:var(--muted);font-size:14px}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:26px 0}.choice{border:1px solid var(--line);padding:17px;background:white;cursor:pointer;text-align:left;font:500 14px var(--sans)}.choice.selected{border-color:var(--green);background:#edf1e7}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{margin:13px 0}.field label{display:block;font-size:12px;font-weight:600;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid var(--line);font:14px var(--sans);background:#fff}.field textarea{min-height:100px}.form-actions{display:flex;justify-content:space-between;margin-top:28px}.form-actions button{cursor:pointer}.consent{display:flex;gap:9px;align-items:flex-start;font-size:11px;color:var(--muted);margin:18px 0}.form-result{padding:28px;background:#edf1e7}.form-error{color:#a53a27;font-size:12px;display:none}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:35px}.contact-card{padding:25px;background:#eef1e9}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:850px){.header{padding:0 5vw}.menu-toggle{display:block}.nav{display:none;position:absolute;top:81px;left:0;right:0;background:var(--paper);padding:18px 5vw 25px;flex-direction:column;align-items:stretch;gap:17px;border-bottom:1px solid var(--line)}.nav.open{display:flex}.nav .button{justify-content:center}.hero{grid-template-columns:1fr;gap:45px;padding:65px 7vw}.hero-copy{max-width:680px}.hero-card{max-width:550px}.stats{grid-template-columns:1fr 1fr;gap:15px;padding:23px 7vw}.stats div{border:0;padding:0}.section{padding:70px 7vw}.intro{gap:20px}.quote-band{padding:50px 7vw}.step-grid{grid-template-columns:1fr 1fr}.footer{padding-left:7vw;padding-right:7vw}.footer-main{grid-template-columns:1fr 1fr}.page-hero{padding:60px 7vw}}
@media(max-width:560px){.hero{padding:55px 6vw}.hero h1{font-size:39px}.hero-actions{align-items:flex-start;flex-direction:column;gap:17px}.hero-card{padding:23px}.stats{padding:18px 6vw;gap:18px}.stats strong{font-size:19px}.stats span{font-size:10px}.section{padding:58px 6vw}.section h2,.page-hero h1{font-size:31px}.intro,.faq-preview{grid-template-columns:1fr;gap:16px}.section-heading{align-items:start;gap:15px;flex-direction:column}.product-grid{grid-template-columns:1fr}.product-card{min-height:250px}.quote-band{padding:42px 6vw;display:grid;grid-template-columns:auto 1fr;gap:10px 17px}.quote-symbol{font-size:60px}.quote-band h2{font-size:25px}.quote-band .button{grid-column:2;margin:8px 0 0}.step-grid{gap:15px}.step-grid h3{font-size:15px}.footer{padding:40px 6vw 18px}.footer-main{gap:25px 12px}.footer-main>div:first-child{grid-column:span 2}.footer-bottom{gap:12px;flex-direction:column}.field-grid,.contact-grid{grid-template-columns:1fr}.choice-grid{grid-template-columns:1fr}.form-wrap{padding-left:6vw;padding-right:6vw}.page-hero{padding:50px 6vw}}

/* Readability and illustrative service cards (theme update 1.1.0) */
body{font-family:'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;font-size:18px;line-height:1.75}
.header{padding-left:max(calc((100vw - 1280px)/2),4vw);padding-right:max(calc((100vw - 1280px)/2),4vw)}
.brand{font-size:19px}.nav{font-size:15px;gap:25px}
.hero h1,.section h2,.quote-band h2,.cta h2,.page-hero h1,.hero-card h2,.form-step h2{font-family:'Poppins','Avenir Next','Segoe UI',Arial,sans-serif}
.hero h1,.page-hero h1{font-size:clamp(44px,5.2vw,68px);line-height:1.14;letter-spacing:-1.9px}
.lead{font-size:18px;line-height:1.8}.eyebrow{font-size:12px;letter-spacing:1.7px}
.button{font-size:15px;padding:15px 21px}.button-small{padding:11px 15px}.text-link,.card-link{font-size:15px}
.section{padding-top:104px;padding-bottom:104px}.section h2,.quote-band h2,.cta h2{font-size:clamp(32px,3.4vw,45px);line-height:1.25;letter-spacing:-1.1px}
.intro .intro-text p,.product-card p,.step-grid p,.faq-list details p,.content p,.content li{font-size:17px;line-height:1.8}
.product-card{padding:27px;min-height:325px}.product-card h3{font-size:21px}.product-number{font-size:11px}.stats span{font-size:13px}.stats strong{font-size:25px}
.footer-main>div>p,.footer-main>div>a:not(.brand){font-size:13px;line-height:1.7}.footer h3{font-size:11px}.footer-bottom{font-size:11px}
.hero-photo{grid-template-columns:1.02fr .98fr;gap:6%;min-height:660px}
.hero-visual{position:relative;z-index:1;align-self:center;min-width:0}
.hero-visual>img{display:block;width:100%;height:auto;border-radius:26px;box-shadow:0 30px 65px #071d1640}
.hero-visual-note{position:absolute;left:-28px;bottom:25px;display:flex;align-items:center;gap:13px;padding:16px 20px;background:#fff;border-radius:12px;box-shadow:0 14px 35px #071d1626;color:var(--ink)}
.hero-visual-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#e9f0df;color:var(--green);font-size:22px}
.hero-visual-note strong,.hero-visual-note span{display:block}.hero-visual-note strong{font-size:14px}.hero-visual-note div>span{color:var(--muted);font-size:12px}
.visual-products{background:#eef1e9}.visual-products .product-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.visual-card{min-height:0;padding:0 0 24px;overflow:hidden;border-radius:10px}.visual-card-image{height:190px;background:#e8eee1;overflow:hidden}.visual-card-image img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .35s ease}.visual-card:hover .visual-card-image img{transform:scale(1.04)}
.visual-card .product-number,.visual-card h3,.visual-card p,.visual-card .card-link{margin-left:23px;margin-right:23px}.visual-card .product-number{display:block;margin-top:20px}.visual-card h3{margin-top:10px;margin-bottom:6px}.visual-card p{margin-top:0}.content-note{font-size:13px;color:var(--muted);margin-top:24px}
.service-hero{display:grid;grid-template-columns:1.15fr .85fr;gap:45px;align-items:center;background:var(--green);color:#fff;padding:72px max(calc((100vw - 1120px)/2),7vw)}
.service-hero h1{font:600 clamp(38px,4.5vw,58px)/1.2 'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;letter-spacing:-1.5px;margin:0 0 18px}.service-hero .lead{color:#d7e1d8}
.service-hero img{display:block;width:100%;max-height:340px;object-fit:contain;border-radius:20px}
.service-intro{max-width:950px;margin:0 auto;padding:65px 24px 25px}.service-intro p{font-size:18px;color:var(--muted)}
.service-grid{max-width:1180px;margin:0 auto;padding:28px 24px 90px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.service-card{overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 9px 28px #1825210a}
.service-card img{display:block;width:100%;height:245px;object-fit:cover;background:#e7ede1}
.service-card-copy{padding:24px 27px 28px}.service-card h2{font:600 25px/1.35 'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;margin:0 0 10px}.service-card p,.service-card li{font-size:16px;line-height:1.75;color:var(--muted)}
.service-card ul{padding-left:21px;margin-bottom:0}.service-fineprint{max-width:1120px;margin:-45px auto 80px;padding:22px 26px;border-left:4px solid #8ba768;background:#edf1e7;font-size:15px;line-height:1.7}
.service-cta{margin:0;padding:74px 24px;text-align:center;background:#e0e7d5}.service-cta h2{font:600 clamp(30px,3.4vw,43px)/1.25 'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;margin:0 auto 15px}.service-cta p{font-size:17px;color:#5a685e}
@media(max-width:850px){.hero-photo{grid-template-columns:1fr;gap:42px}.hero-visual{max-width:650px}.hero-visual-note{left:12px}.visual-products .product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.service-hero{grid-template-columns:1fr;padding:58px 7vw}.service-hero img{max-height:310px;max-width:560px}.service-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){body{font-size:17px}.hero h1,.page-hero h1{font-size:41px}.section{padding-top:65px;padding-bottom:65px}.section h2,.quote-band h2,.cta h2{font-size:32px}.lead{font-size:17px}.visual-products .product-grid,.service-grid{grid-template-columns:1fr}.visual-card-image{height:215px}.hero-visual-note{left:8px;right:8px;bottom:12px;padding:12px 14px}.hero-visual-note strong{font-size:13px}.service-hero{padding:50px 6vw}.service-intro{padding:45px 6vw 10px}.service-grid{padding:20px 6vw 60px}.service-card img{height:220px}.service-card-copy{padding:21px}.service-card h2{font-size:22px}.service-fineprint{margin:0 6vw 60px}.section-heading{align-items:flex-start}}

/* Financing overview and interest transparency page (1.2.2) */
.service-grid-full{padding-top:20px}.service-check{padding-top:14px;border-top:1px solid var(--line)}.rate-panel{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:start;background:#fff;padding:75px max(calc((100vw - 1120px)/2),7vw);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.rate-panel h2{font:600 clamp(32px,3.4vw,45px)/1.25 'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;letter-spacing:-1.1px;margin:0 0 16px}.rate-panel p{font-size:16px;line-height:1.8;color:var(--muted)}.rate-checklist{background:#eef1e9;padding:25px 28px;border-radius:10px}.rate-checklist h3{font:600 20px 'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;margin:0 0 12px}.rate-checklist ul{padding-left:20px}.rate-checklist li,.rate-checklist p{font-size:14px;line-height:1.75;color:var(--muted)}.rate-content h2{margin-top:34px}.rate-content li{margin:7px 0}.rate-content a:not(.button){color:var(--green2);text-decoration:underline;text-underline-offset:3px}@media(max-width:850px){.rate-panel{grid-template-columns:1fr;padding:58px 7vw}}@media(max-width:560px){.rate-panel{padding:48px 6vw}.rate-checklist{padding:21px}}

.rate-strip{display:flex;justify-content:space-between;align-items:center;gap:30px;padding:48px max(calc((100vw - 1120px)/2),7vw);background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.rate-strip h2{font:600 clamp(27px,3vw,38px)/1.25 'Poppins','Avenir Next','Segoe UI',Arial,sans-serif;letter-spacing:-.8px;margin:0 0 8px}.rate-strip p:not(.eyebrow){max-width:730px;color:var(--muted);font-size:15px;margin:0}.rate-strip .button{flex-shrink:0}@media(max-width:650px){.rate-strip{padding:43px 6vw;align-items:flex-start;flex-direction:column;gap:18px}}